Sacco & Lending Software Build differently

Sacco & Micro Finance Software

Run loans, savings, shares, members, and operational reporting from one platform built for growing cooperatives and microfinance

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100+ institutions2 regional hubs1 connected workspace
Smiling Micro Sente user working on a laptop
Loans and collectionsSavings and sharesAccounting contextBranch visibilityStaff roles

One operational platform

Keep every part of the SACCO moving together

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Loan management

Run the full credit lifecycle with clear approvals, schedules, collections, and portfolio visibility.

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Member management

Keep member profiles, groups, documents, and communication context organized in one operational workspace.

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Savings

Manage savings account types, deposits, withdrawals, charges, and member activity with a consistent record.

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Shares

Track share products, purchases, transfers, documents, and charges for cooperative ownership records.

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Accounting and reports

Connect daily transactions to journals, ledgers, trial balance views, and management reporting.

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Branches, staff, and security

Structure branch operations and staff access with tenant-aware roles, permissions, and reviewable workflows.

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Income, expenses, and budgets

Bring expense tracking, requisitions, budgets, other income, and capital sources into one finance workspace.

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Communications and documents

Support operational follow-up with SMS, email, notifications, notices, chat, and document records.

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Make the work visible

From member records to management decisions

Give teams a clearer path through daily lending, finance, branch, and member-service work. Micro Sente keeps operational context together so leadership can see what needs attention.

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Operations overview
Active loansPortfolio
CollectionsToday
SavingsGrowth

Practical regional support

Designed for cooperative growth across East Africa

Start in the web app today, onboard with a regional team, and expand modules as your institution grows.

01

Start focused

Bring active operational workflows into one system without promising a disruptive overnight switch.

02

Grow with visibility

Use branch, lending, savings, share, and finance context to make decisions with clearer records.

03

Build for tomorrow

Offline support and member-facing applications are roadmap investments, not marketing shortcuts.

Pricing

Start simple. Scale deliberately.

Choose a starting point and talk to the team when your branches, workflows, or integration needs grow.

Starter

Free

Up to 100 active clients

  • Core loans and member records
  • Savings and shares
  • Essential reports
  • Email support
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Popular

Professional

Custom

For growing multi-branch institutions

  • Full operational modules
  • Accounting and portfolio reporting
  • Branches, staff roles, and approvals
  • Onboarding and priority support
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Enterprise

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For complex organizations and integrations

  • Implementation planning
  • Integration discovery
  • Dedicated support options
  • Custom rollout guidance
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Choose your platform

Get Micro Sente without extra steps

Open the web app or download the build that fits your team. Update the Windows and Android placeholder URLs once your public files are hosted.

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Web app

Open Micro Sente directly in your browser.

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Windows

Download the desktop build for Windows teams.

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Android

Download the Android APK for mobile access.

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FAQ

Questions before you get started

Micro Sente brings loans, members, savings, shares, accounting context, branch operations, and staff workflows into one cloud platform.

Not yet. The current product is cloud-connected. Offline support is planned for a future release.

Yes. The primary way to get started is the secure web app at app.microsente.com.

The download page presents each platform separately. A platform becomes active only when its verified distribution link is configured.

Ready to modernize your operations?

Start with the web app or book a guided demo.

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